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How to Use Foreign Health Insurance

Using health insurance for foreigners (residential health insurance) in Turkey is a straightforward process. Initially, it is recommended to visit healthcare facilities that are contracted with your insurance company to ensure that your medical visit costs are deducted from your insurance coverage limit, and you won’t have to pay any fees out of pocket. To use your insurance effectively, follow these steps:

  • Contracted healthcare facilities: One of the best and easiest ways to use residential health insurance is to visit healthcare facilities that are contracted with your insurance company, such as hospitals, clinics, pharmacies, and more. By visiting the website of your insurance company, you can easily find healthcare facilities near your place of residence and visit them with peace of mind. This ensures that your medical expenses are covered under your insurance policy, and you won’t have to worry about paying out of pocket.
  • Contacting healthcare facilities: Another way to use your health insurance is to contact the hospital or healthcare center directly before visiting. This way, you can make sure that the facility is contracted with your insurance company before your visit. By doing so, you can ensure that your medical expenses will be covered under your insurance policy, and you won’t have to worry about any unexpected costs.
  • Receiving medical treatment services: After presenting your insurance card, you can receive medical treatment services. The healthcare provider will directly receive payment for the services provided to you from your insurance company. This ensures that you can receive the necessary medical treatment without worrying about any financial burden.
  • Indirect payment of expenses: If you visit healthcare facilities that are not contracted with your insurance company, you can pay for the services and treatments you receive and then submit the documents and receipts to your insurance company. After reviewing the documents, your insurance company will reimburse the expenses to you. This way, you can still receive the medical treatment you need and later be reimbursed for the expenses covered under your insurance policy.
  • Contacting your insurance company representative: When purchasing your insurance policy, you can ask your insurance company representative for a list of healthcare facilities that are contracted with your insurance company. This way, you can save time and easily access healthcare facilities that accept your insurance coverage when you need medical treatment.

Process of renewing a residential health insurance policy

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